1. Introduction

These Terms of Service (“Terms”) govern your access to and use of Kelvin Friday Network (“KFNetwork,” “we,” “us,” or “our”), including the KFNetwork mobile application, websites, wallet services, app-based XP features, KF-Coin (“KF-C”) features, staking, booster features, peer-to-peer (“P2P”) services, KF Academy, referrals, notifications, account services, and any other service that links to these Terms (collectively, the “Services”).

By creating an account, accessing, or using the Services, you agree to be bound by these Terms, our Privacy Policy, and any additional policies, notices, disclosures, or feature-specific terms that apply to your use of the Services.

If you do not agree to these Terms, you must not use the Services.

2. About KFNetwork

KFNetwork is a mobile-first digital asset ecosystem built around KF-Coin (“KF-C”), a BEP-20 token operating on BNB Smart Chain.

The Services may include:

user registration and account management;
blockchain wallet services;
app-based XP earning;
XP-to-KF-C conversion;
booster purchases;
staking and unstaking;
P2P exchange features;
KF Academy;
referrals;
transaction history;
notifications;
support and reporting tools; and
other related digital asset or educational features.

KFNetwork’s “mining” feature is an application-based XP reward mechanism. It is not blockchain consensus mining.

3. Contracting Entity

The entity responsible for providing the Services is:

Legal Entity: Pending confirmation
Trading/Product Name: Kelvin Friday Network (KFNetwork)
Registered Address: Pending confirmation
Country of Incorporation: Pending confirmation
General Contact Email: PlaySourceUnltd.ops@gmail.com

4. Eligibility

To use the Services, you must:

be at least Pending confirmation years old;
have the legal capacity to enter into a binding agreement;
not be prohibited from using the Services under applicable law;
not be subject to sanctions or other legal restrictions that prohibit your access;
provide accurate registration and verification information; and
comply with any geographic, regulatory, KYC, or feature-specific eligibility requirements.

We may refuse, restrict, suspend, or terminate access where we reasonably believe that eligibility requirements are not met.

5. Account Registration

You may be required to create an account to access some or all Services.

You agree to:

provide accurate, current, and complete information;
keep your account information up to date;
maintain the security of your password and authentication credentials;
not share your account with unauthorized persons;
promptly notify us of suspected unauthorized access; and
accept responsibility for activity conducted through your account, subject to applicable law.

You may not create accounts for fraudulent, abusive, deceptive, or unlawful purposes.

We may limit the number of accounts a person may create or operate.

6. Identity Verification and KYC

We may require identity verification, Know Your Customer (“KYC”), anti-money laundering, sanctions screening, source-of-funds checks, age verification, or other compliance procedures before allowing access to certain Services.

You agree to:

provide accurate verification information;
provide genuine and valid documentation;
cooperate with reasonable verification requests;
not attempt to evade KYC or eligibility requirements; and
notify us if previously submitted information materially changes.

Failure to complete required verification may result in restrictions on account access, withdrawals, P2P activity, conversions, or other features.

The specific KYC provider and verification requirements may change over time.

7. Wallet Services

KFNetwork may create or manage blockchain wallets associated with your account.

Depending on the feature, this may include:

a main BNB Smart Chain wallet;
a dedicated staking wallet; and
a dedicated P2P wallet.

Wallets may be used to hold or move supported assets such as:

BNB;
KF-C;
USDT;
USDC; and
other supported assets we may add in the future.

Where KFNetwork manages wallet credentials, such credentials may be stored in encrypted form.

You acknowledge that:

blockchain transactions may be irreversible;
sending assets to the wrong address may result in permanent loss;
blockchain network congestion may delay transactions;
gas fees may apply;
unsupported assets sent to a wallet may be unrecoverable; and
wallet access may depend on the security and availability of KFNetwork systems.

8. Blockchain Transactions

The Services interact with BNB Smart Chain.

By initiating a blockchain transaction, you authorize KFNetwork to submit the relevant transaction or instruction to the blockchain where applicable.

You acknowledge that:

blockchain transactions are generally irreversible once confirmed;
transaction times depend on network conditions;
transaction fees may vary;
transaction hashes and wallet addresses may be publicly visible;
KFNetwork cannot control BNB Smart Chain validators or network availability; and
confirmed blockchain records cannot generally be deleted or altered.

KFNetwork may wait for a required number of confirmations before treating a blockchain transaction as final.

9. KF-Coin (KF-C)

KF-Coin (“KF-C”) is a BEP-20 token used within the KFNetwork ecosystem.

Current project information includes:

Token Name: KF-Coin
Symbol: KF-C
Network: BNB Smart Chain
Decimals: 18
Maximum Supply: 1,000,000,000 KF-C
Contract Address: 0x78b5719EbF3c13fe0f7DF9BF852448fb2E0aC7DE

KF-C is intended as a utility and reward token within the ecosystem.

Nothing in these Terms should be interpreted as:

a promise of profit;
a guarantee of appreciation;
investment advice;
financial advice;
tax advice; or
a guarantee of market liquidity.

The market value of KF-C may fluctuate substantially.

10. Official Reference Price

Before a sufficiently reliable public market price is adopted, KFNetwork may display or use an administratively configured reference price for KF-C.

You acknowledge that:

a platform reference price may not reflect a live market price;
external exchange prices may differ;
KFNetwork may update the reference price; and
the reference price is not a guarantee that KF-C can be bought or sold at that price outside the platform.

If a live market price becomes authoritative, KFNetwork may change how pricing is determined.

11. XP and App-Based Mining

KFNetwork may allow users to earn XP through app-based mining or other platform activity.

The current default mining rate is 20 XP per hour, subject to applicable boosters, limits, and future platform changes.

Mining is time-based and may be calculated down to seconds.

You acknowledge that:

XP is an in-app reward unit;
XP is not itself a blockchain token;
XP may be subject to expiry, claim deadlines, limits, fraud checks, and eligibility requirements;
mining sessions may expire;
a grace period may apply after a mining session ends;
unclaimed XP may be forfeited after the applicable grace period; and
KFNetwork may adjust mining rules, rates, limits, or mechanics where reasonably necessary.

The exact mining grace period will be stated in the app or related notices once finalized.

12. XP-to-KF-C Conversion

The current conversion rule is:

500 XP = 0.1 KF-C
1 KF-C = 5,000 XP

Current conversion limits are:

2,000 XP per user per day; and
100,000 XP platform-wide per day.

You acknowledge that:

conversions may be unavailable once a daily limit is reached;
the platform-wide limit may pause additional conversions until the next reset period;
your XP balance may be debited as part of the conversion process;
blockchain fees and technical conditions may affect completion;
conversions may be delayed, rejected, or reversed where a technical, security, or compliance issue occurs; and
KFNetwork may require additional checks before completing a conversion.

KFNetwork may change conversion rates or limits subject to reasonable notice where appropriate.

13. Booster Features

KFNetwork may offer booster perks that modify the rate at which XP is earned.

Current rules include:

only one booster may be active at a time;
a booster may be purchased during an active mining session;
the booster becomes effective from the activation time;
XP earned before activation remains subject to the previous rate;
XP earned after activation uses the boosted rate;
a higher-tier booster may replace the current booster;
purchasing the same tier may extend its expiry;
booster eligibility, duration, price, and availability are controlled by the platform; and
sufficient KF-C and BNB may be required for booster purchases.

Booster purchases are generally final once successfully processed, except where required by law or where KFNetwork determines that a technical error occurred.

14. Staking

KFNetwork may provide staking functionality for KF-C.

Current staking rules include:

minimum stake: 20 KF-C;
12-month plan: 8%;
24-month plan: 16%;
36-month plan: 25%;
staking uses dedicated on-chain wallets;
staking is not currently implemented through a separate staking smart contract;
the backend enforces lock periods and reward rules;
early unstaking is allowed;
early unstaking returns principal only;
all accrued or expected rewards are forfeited on early unstaking; and
mature claims return principal plus the applicable reward, subject to successful processing.

The precise treatment of the percentages above as APR or total plan reward must be finalized in product disclosures before launch.

You acknowledge that:

staking does not guarantee profit;
token value may fall during the staking period;
rewards may depend on platform funding and technical availability;
blockchain fees may apply;
processing may be delayed by blockchain conditions; and
early unstaking may result in loss of all reward entitlement.

15. P2P Exchange

KFNetwork may allow users to create and accept P2P offers involving KF-C and supported stablecoins such as USDT and USDC.

Current P2P mechanics include:

a seller may move KF-C from the main wallet into a dedicated P2P wallet;
buyers may pay with supported stablecoins;
stablecoin payment may be transferred from the buyer’s main wallet to the seller’s main wallet;
KF-C may then be transferred from the seller’s P2P wallet to the buyer’s main wallet;
both parties may require sufficient BNB for gas;
sellers may cancel eligible open listings; and
locked KF-C may be returned when a listing is properly cancelled.

You acknowledge that P2P transactions may involve multiple blockchain transfers. One transfer may succeed while another fails.

KFNetwork may:

place a trade into a pending state;
delay finalization;
investigate discrepancies;
retry recoverable operations;
perform reconciliation; or
restrict affected balances while resolving a transaction issue.

Partial P2P purchases remain subject to final platform approval and may not be available unless expressly enabled.

16. P2P User Responsibilities

When using P2P features, you agree not to:

create fraudulent or misleading listings;
attempt to sell assets you do not control;
manipulate transaction states;
interfere with another user’s transaction;
attempt double spending or duplicate purchases;
exploit concurrency or timing issues;
use stolen, fraudulent, or illegally obtained assets;
evade platform limits; or
use P2P services for unlawful activity.

KFNetwork may cancel, suspend, investigate, or restrict P2P activity where suspicious or prohibited conduct is detected.

17. KF Academy

KF Academy provides educational content and may reward eligible users with XP.

Current rules include:

courses may include lessons and quizzes;
a passing score may be set at 80%;
users may repeat failed quizzes;
failed attempts may require a 30-minute wait;
users may be limited to five quiz attempts per day;
quiz answers are evaluated by the backend;
XP is awarded only once for the first successful pass of each eligible lesson quiz; and
repeated successful attempts do not generate duplicate XP rewards.

KFNetwork may change Academy content, course availability, XP rewards, quiz rules, or eligibility criteria.

18. Referrals

KFNetwork may operate a referral program.

You agree not to:

create fake accounts;
refer yourself using duplicate identities;
use bots or automation;
purchase or sell referrals;
misrepresent the referral program; or
exploit referral reward logic.

KFNetwork may withhold, reverse, or remove referral rewards reasonably believed to result from abuse, fraud, duplication, or technical error.

19. Fees and Gas Costs

Certain blockchain operations require network gas fees, generally paid in BNB.

You acknowledge that:

gas fees are determined in part by blockchain network conditions;
KFNetwork does not control BNB Smart Chain gas prices;
some secondary platform wallets may require BNB top-ups to complete transactions;
transactions may fail if there is insufficient gas; and
failed transactions may still consume blockchain gas in some circumstances.

Any platform-specific fees will be disclosed where applicable.

20. No Investment, Financial, Legal, or Tax Advice

KFNetwork does not provide investment, financial, legal, accounting, or tax advice.

Nothing displayed in the Services should be treated as:

a recommendation to purchase, hold, stake, sell, or trade KF-C or any other digital asset;
a guarantee of returns;
a prediction of future value;
a guarantee of liquidity; or
professional legal, tax, or financial advice.

You are solely responsible for obtaining independent professional advice where appropriate.

21. Digital Asset Risks

By using the Services, you acknowledge risks including:

extreme price volatility;
loss of some or all digital asset value;
blockchain congestion;
software bugs;
smart-contract vulnerabilities in external systems;
wallet compromise;
phishing or social engineering;
regulatory change;
liquidity risk;
stablecoin depegging;
exchange or infrastructure failure;
irreversible transactions;
loss caused by incorrect addresses;
temporary service unavailability; and
other risks inherent in digital asset systems.

You should not use the Services with assets you cannot afford to lose.

22. Security Responsibilities

You are responsible for:

protecting your account credentials;
using a secure email account;
protecting your device;
not sharing passwords, verification codes, or recovery information;
checking wallet addresses before confirming transactions;
avoiding phishing links;
keeping application software updated; and
promptly reporting suspected unauthorized activity.

KFNetwork will never require you to disclose your password through informal support channels.

23. Prohibited Conduct

You may not use the Services to:

violate any applicable law;
commit fraud;
launder money;
finance terrorism;
evade sanctions;
steal assets;
impersonate another person;
create fraudulent accounts;
interfere with platform systems;
exploit vulnerabilities;
reverse engineer protected portions of the Services except where legally permitted;
distribute malware;
use unauthorized bots or automation;
manipulate XP, booster, staking, P2P, Academy, or referral systems;
overload or disrupt infrastructure;
access accounts without authorization;
misrepresent KFNetwork;
use the Services for deceptive or abusive conduct; or
attempt to bypass security, eligibility, or transaction controls.

24. Account Suspension and Restrictions

KFNetwork may suspend, restrict, freeze, limit, or terminate an account where reasonably necessary for:

security;
suspected fraud;
legal or regulatory obligations;
sanctions or compliance concerns;
account compromise;
Terms violations;
abuse of rewards or referrals;
suspicious P2P activity;
technical investigations;
protection of users or assets; or
other legitimate platform integrity reasons.

Where appropriate and legally permitted, we may provide notice or an opportunity to contact support.

25. Account Deletion

KFNetwork provides an account deletion process.

Under the current approved product rules:

login access is restricted immediately after a valid deletion request;
final deletion occurs after a 30-day waiting period;
during the waiting period, deletion may be cancelled by contacting support or an authorized administrator;
all XP is permanently forfeited;
users should withdraw KF-C and supported stablecoins before the end of the deletion period;
users should unstake before the end of the deletion period;
open P2P listings are automatically cancelled and listed assets are returned to the relevant wallet;
unwithdrawn assets remaining after the applicable deletion period may be moved to the ecosystem or project base wallet in accordance with the final deletion policy;
transaction history, legally required KYC records, audit logs, and compliance records may be retained; and
personal profile information may be deleted or anonymized where permitted by law.

26. Irreversible Blockchain Records

Deleting a KFNetwork account does not delete information already recorded on BNB Smart Chain.

Blockchain records may remain publicly available indefinitely, including:

wallet addresses;
transaction hashes;
transferred amounts;
timestamps; and
token interactions.

KFNetwork cannot generally erase or modify confirmed public blockchain records.

27. Intellectual Property

All rights, title, and interest in the Services, including software, branding, graphics, text, interfaces, logos, designs, educational content, and proprietary technology, are owned by KFNetwork, its operating entity, licensors, or authorized content providers, except where expressly stated otherwise.

You are granted a limited, non-exclusive, non-transferable, revocable right to use the Services for their intended purpose.

You may not copy, reproduce, sell, license, distribute, modify, or commercially exploit protected KFNetwork content without authorization, except where permitted by law.

28. User Content

If the Services allow you to submit content such as reports, feedback, images, profile information, support messages, or other materials, you retain ownership of your content subject to any third-party rights.

You grant KFNetwork a limited right to use, store, process, reproduce, and display such content as reasonably necessary to:

provide the Services;
investigate support requests;
enforce these Terms;
comply with law;
improve the Services; and
protect platform integrity.

You represent that you have the right to submit such content.

29. Third-Party Services

The Services may rely on or link to third-party services, including:

BNB Smart Chain;
blockchain infrastructure providers;
app stores;
KYC providers;
analytics services;
cloud providers;
notification providers;
social networks;
external exchanges or liquidity services; and
other service providers.

KFNetwork does not control independent third parties and is not responsible for their separate terms, policies, outages, failures, security incidents, or actions, except to the extent required by law.

30. Service Availability

We aim to provide reliable Services, but we do not guarantee uninterrupted access.

Services may be unavailable due to:

maintenance;
updates;
blockchain congestion;
network outages;
third-party failures;
security incidents;
infrastructure issues;
legal or regulatory requirements; or
events beyond our reasonable control.

We may temporarily suspend or modify features where reasonably necessary.

31. Changes to the Services

We may add, change, suspend, or discontinue features.

Where appropriate, we may change:

XP rules;
conversion limits;
booster structures;
staking plans;
P2P functionality;
Academy rules;
supported assets;
wallet architecture;
pricing mechanisms;
eligibility requirements; and
security or compliance controls.

Material changes may be communicated through the app, website, email, or other appropriate means.

32. Updates to These Terms

We may update these Terms from time to time.

If changes are material, we may provide notice through:

the mobile application;
email;
website notice; or
another appropriate communication method.

The updated Terms become effective on the date stated in the revised document, subject to applicable law.

Continued use of the Services after updated Terms take effect may constitute acceptance where legally permitted.

33. Disclaimers

To the maximum extent permitted by law, the Services are provided on an “as is” and “as available” basis.

We do not guarantee that:

the Services will always be available;
the Services will be error-free;
all blockchain transactions will complete within a particular time;
KF-C will maintain any particular value;
P2P counterparties will always behave properly;
staking rewards will have any particular fiat value;
XP or rewards will retain the same conversion rules indefinitely; or
all third-party services will remain available.

Nothing in these Terms excludes rights or warranties that cannot legally be excluded.

34. Limitation of Liability

To the maximum extent permitted by applicable law, KFNetwork and its operating entity, officers, employees, contractors, affiliates, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or relating to the Services.

This may include losses arising from:

market movements;
loss of digital asset value;
loss of profits;
loss of data;
blockchain congestion;
third-party failures;
unauthorized access caused by compromised user credentials;
incorrect wallet addresses entered by the user;
service interruption; or
events outside our reasonable control.

Liability Cap: Pending confirmation

Nothing in these Terms excludes liability that cannot legally be excluded.

35. Indemnity

To the extent permitted by law, you agree to indemnify and hold harmless KFNetwork, its operating entity, affiliates, officers, employees, contractors, and service providers from claims, losses, liabilities, damages, costs, and expenses arising from:

your unlawful use of the Services;
your breach of these Terms;
your violation of another person’s rights;
fraudulent or abusive conduct; or
content or information you submit in violation of law or third-party rights.

This section is subject to applicable consumer protection law.

36. Taxes

You are responsible for determining and paying any taxes, duties, levies, or reporting obligations arising from your use of the Services, including rewards, staking, token transfers, conversions, or P2P transactions.

KFNetwork does not provide tax advice.

Where legally required, KFNetwork may report information to tax or regulatory authorities.

37. Compliance With Law

You are responsible for ensuring that your use of the Services is lawful in your jurisdiction.

KFNetwork may restrict or prohibit access in jurisdictions where:

services would be unlawful;
licensing requirements prohibit operation;
sanctions apply;
digital asset restrictions apply; or
regulatory risk makes continued access inappropriate.

38. Force Majeure

KFNetwork will not be responsible for failure or delay caused by events beyond its reasonable control, which may include:

natural disasters;
war;
terrorism;
civil unrest;
government action;
internet outages;
telecommunications failures;
blockchain outages or congestion;
power failures;
cyberattacks;
third-party infrastructure failures; or
other comparable events.

39. Termination

You may stop using the Services at any time, subject to any withdrawal, staking, P2P, deletion, or settlement requirements.

KFNetwork may terminate or permanently restrict an account where legally permitted and reasonably necessary.

Termination does not automatically remove obligations, records, or blockchain transactions that must survive under these Terms or applicable law.

40. Survival

Sections that by their nature should survive termination will continue to apply, including provisions relating to:

intellectual property;
digital asset risks;
disclaimers;
limitation of liability;
indemnity;
taxes;
dispute resolution;
blockchain records;
retained compliance records; and
any outstanding obligations.

41. Governing Law

These Terms will be governed by the laws of:

Governing Law: Pending confirmation

42. Dispute Resolution

Before beginning formal proceedings, users are encouraged to contact KFNetwork so that disputes may be resolved informally where possible.

Support Email: PlaySourceUnltd.ops@gmail.com

Final Dispute Resolution Clause: Pending confirmation

Nothing in this section limits mandatory consumer rights or a user’s ability to approach a competent regulator where applicable law provides that right.

43. Severability

If any provision of these Terms is held invalid, unlawful, or unenforceable, the remaining provisions will continue in effect to the maximum extent permitted by law.

44. No Waiver

Failure by KFNetwork to enforce a provision of these Terms does not waive the right to enforce that provision later.

45. Assignment

You may not assign or transfer your rights or obligations under these Terms without our prior written consent.

KFNetwork may assign or transfer these Terms as part of a merger, restructuring, sale, corporate reorganization, or transfer of the Services, subject to applicable law.

46. Entire Agreement

These Terms, together with the Privacy Policy and any applicable feature-specific policies, notices, or disclosures, form the agreement between you and KFNetwork concerning your use of the Services.

47. Electronic Communications

By using the Services, you agree that legally permitted notices and communications may be provided electronically, including by:

email;
in-app message;
push notification;
website notice; or
other electronic means.

You are responsible for keeping your contact information current.

48. Contact Us

For questions about these Terms, contact:

Kelvin Friday Network (KFNetwork)
Operating Legal Entity: Pending confirmation
Address: Pending confirmation
Email: PlaySourceUnltd.ops@gmail.com
Legal/Compliance Contact: Pending confirmation